Product by Trust Systems & Software (I) Pvt. Ltd.
 

'MICROFINS' is comprehensive software which fulfills complete requirements for various types of financial institutions. Its a configurable package which has interface for configuring the system parameters (head mapping, Deposit scheme configurations etc.) which ensures that no programming changes are required as the business rules at your organization changes. It has exhaustive reporting system having more than 100 reports and statements generated from MICROFINS software. Also it has DOS based reports printing which economical and faster mode of printing.
Various Functional Features & Tools provided in MICROFINS are as below:

Core Features

Savings Account Daybook Report
Current Account Transaction Report
Fixed(Term) Deposit Balancing Report
Recurring Deposit Cheque book Report
Daily Deposit/Small Savings Cashier Report
Agent Commission(Daily Deposit) Account Ledger
Term Loan General Ledger
Loan against Mortgage Loan/Deposit Patterns
Group Lending RBI/Central Bank Reports
Group Demand Print Profit and Loss
Group Collections Balancesheet
Interest Calculation Template Report
Loan Repayment Overdue Investments/Borrowings
Loan Loss Provisions User Administration
Cashier and Teller Demand Draft
Clearing(Local & Outstation)

Add-On Features
Head office Consolidation (Profit & Loss/Trial Balance/Balancesheet SMS Interface
GPRS Enabled POS Integration Shares Management

Special Features
Single user and multi user version available.
Single Window for all transactions.
Configurable Approval Workflow for all transactions.
Lien Marking of Deposits with Loan Accounts.
Automatic notifications of Maturity of deposits and loan Installment amount due on customers.
Standing instructions for payments by customers.
Cheque stop payment request by customers.
Letter Printing for communication with customers.
Signature & Photograph scanning of account holder.
Facility to maintain Interest receivable and payable separately without adding to account balance.
Ready Reckoner for Interest calculation of Deposits as well as for EMI Calculation.
Log of exceptional transactions (By overriding authority).
Passbook Printing.
Extension Counter.
Integration with PDA’s for daily deposits.
For the visitors who are looking for centralised, browser based core Banking solution, please browse through our website www.trustbankcbs.com to know more about the solution.
Technology

Windows based software

Multi-User software installable in LAN

Three tier architecture

MS SQL Server as database

DOS Based Reports Printing
 
System Requirements
Computers with P III, P IV, Celeron Processors. 256 MB RAM, Windows XP & above for Client Installation

Windows XP Professional/ Windows 2003 Server for Database Installation

Windows XP for Client Installation
Sql Server Express 2005 upto 4 Users
SQL Server 2005 beyond 4 users.
Internet Explorer 5.0 or above
Dot Matrix 132 Column Printer
 
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