Product by Trust Systems & Software

 
 

'MICROFINS' is comprehensive software which fulfills complete requirements for various types of financial institutions. Its a configurable package which has interface for configuring the system parameters (head mapping, Deposit scheme configurations etc.) which ensures that no programming changes are required as the business rules at your organizatin changes. It has exhaustive reporting system having more than 100 reports and statements generated from MICROFINS software. Also it has DOS based reports printing which economical and faster mode of printing.

Various Functional Features & Tools provided in MICROFINS are as below:

Fixed Deposit Account

Savings
Current
Fixed / Term Deposits
Recurring / Monthly Deposits

Loans and Advances
Term Loan
Equated Installment Loan
Loan against Mortgage
Cash Credit & Overdraft

Investments by Finance Institution
Call Deposits with other banks
Fixed Deposits with Other Banks
Investment in Securities, Shares
Other Investments

Borrowings from Donors
Govt. Agencies
Other Financial Institutions
Others (The donors are configurable)

Ledgers & Books
General Ledgers
Account Ledger
Individual Ledger
Income & Expenditure Ledger
Interest Payable / receivable
Suspense Accounts Ledger

Utilities / Tools
Interest Calculation on Loan & Advances / Deposits / Investments / Borrowings from Donor
Ready reckoner for Maturity Values of Deposits
Ready reckoner for Loans Equated Installment Calculation
Lien Marking of Deposit Accounts against Loan
Standing Instructions Execution
Approval Process for Accounts & Transactions
Database Backup schedular and Automatic Backups

Daily / Periodic Reports & Statements
CashBook
Daily Journal / Day Book / Cut Book
Trial Balance
P & L Statement
Balance Sheet
Various Accounts/Individual Statements

User Administration (For Multi-User version only)
Roles creation
Assigning previledges to various roles
User creations
Assigning the roles to the users and defining
various rights given to the user.
Technology

Windows based software

Multi-User software installable in LAN

Three tier architecture

MS SQL Server as database

DOS Based Reports Printing

 
System Requirements
Computers with P III, P IV, Celeron Processors. 256 MB RAM, Windows XP & above for Client Installation

Windows XP Professional/ Windows 2003 Server for Database Installation

Windows XP for Client Installation

MSDE 2000 upto 4 Users
SQL Server 2000 beyond 4 users.
Internet Explorer 5.0 or above
Dot Matrix 132 Column Printer