- Features-MICROFINS-Complete software for Credit Society, Credit Union, Employee Credit Society, Primary Agricultural Credit Society (PACS), Community Bank, Micro Finance Bank

Product by Trust Systems & Software (I) Pvt. Ltd.

MICROFINS

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'MICROFINS' is comprehensive software which fulfills complete requirements for various types of financial institutions. Its a configurable package which has interface for configuring the system parameters (head mapping, Deposit scheme configurations etc.) which ensures that no programming changes are required as the business rules at your organization changes. It has exhaustive reporting system having more than 100 reports and statements generated from MICROFINS software. Also it has DOS based reports printing which economical and faster mode of printing.

Various Functional Features & Tools provided in MICROFINS are as below:

Core Features

	Savings Account		Daybook Report
	Current Account		Transaction Report
	Fixed(Term) Deposit		Balancing Report
	Recurring Deposit		Cheque book Report
	Daily Deposit/Small Savings		Cashier Report
	Agent Commission(Daily Deposit)		Account Ledger
	Term Loan		General Ledger
	Loan against Mortgage		Loan/Deposit Patterns
	Group Lending		RBI/Central Bank Reports
	Group Demand Print		Profit and Loss
	Group Collections		Balancesheet
	Interest Calculation		Template Report
	Loan Repayment Overdue		Investments/Borrowings
	Loan Loss Provisions		User Administration
	Cashier and Teller		Demand Draft
	Clearing(Local & Outstation)		Disaster Management

Add-On Features

	Head office Consolidation (Profit & Loss/Trial Balance/Balancesheet)		Branch Reconciliation
	Bank Reconciliation		Shares Management

Special Features

	Single user and multi user version available.
	Single Window for all transactions.
	Configurable Approval Workflow for all transactions.
	Lien Marking of Deposits with Loan Accounts.
	Automatic notifications of Maturity of deposits and loan Installment amount due on customers.
	Standing instructions for payments by customers.
	Cheque stop payment request by customers.
	Letter Printing for communication with customers.
	Signature & Photograph scanning of account holder.
	Facility to maintain Interest receivable and payable separately without adding to account balance.
	Ready Reckoner for Interest calculation of Deposits as well as for EMI Calculation.
	Log of exceptional transactions (By overriding authority).
	Passbook Printing.
	Extension Counter.
	Integration with PDA’s for daily deposits.

Technology

	Windows based software
	Multi-User software installable in LAN
	Three tier architecture
	MS SQL Server as database
	DOS Based Reports Printing

System Requirements

	Computers with P III, P IV, Celeron Processors. 256 MB RAM, Windows XP & above for Client Installation
	Windows XP Professional/ Windows 2003 Server for Database Installation
	Windows XP for Client Installation
	MSDE 2000/ Sql Server Express upto 4 Users
	SQL Server 2000/ 2005 beyond 4 users.
	Internet Explorer 5.0 or above
	Dot Matrix 132 Column Printer